Adulting is tough. Finances can be one of the trickiest parts of adulthood. Whether you’ve been Adulting for decades or are just getting started, banking basics, spending plans, credit scores and budgeting tools are available to make things a little bit easier. Join Steve Kautz, Financial Education Programs Specialist from the Finance Authority of Maine for this 1-hour virtual workshop as we explore fundamental money skills. #FAME

Description- Provides an in-depth look at "The Four Pillars of the New Retirement" (health, family, purpose and finances). Attendees will be empowered to think through their own circumstances, goals and challenges so that they can take action today that impacts their quality of life in retirement.

Instructor: Fred Diehl, Edward Jones Financial Advisor

So, you’re on a budget, managing a bank account, and wondering about the next steps in your financial journey. In Adulting 102, we will look at the differences between saving and investing, and if you are ready to invest, how to get started. Other topics will include protecting your assets (insurance), advanced budgeting, and understanding the role economics plays in our financial life. Join Steve Kautz, Financial Education Programs Specialist from the Finance Authority of Maine for this 1-hour virtual workshop as you take the next steps into adulting. #FAME

As students with special needs prepare to transition from high school to further education or training, understanding how their Individualized Education Programs (IEPs) and transition plans can support them in post-secondary settings is crucial. This workshop is designed to provide students and their families with essential information about carrying these plans into their future endeavors. The workshop will cover the role of IEPs in higher education and vocational training settings, how to communicate effectively with post-secondary institutions, and strategies for advocating for necessary services and supports.

This presentation will examine how to budget for retirement expenses, potential sources of retirement income and potential risks to retirement income such as LTC and health care costs.

Instructor: Fred Diehl, Edward Jones Financial Advisor

There are many different facets to the student loan program that can be powerful in helping you achieve your financial goals but also can be confusing. If you are struggling with your payments, did you know there are several income-based repayment plans as well as deferment or forbearance? Did you know you could get .25% off your interest rate if you sign up for auto-debit on your federal loans? Do you know you can work towards loan forgiveness now if you work for a non-profit, government or tribal agency? Whether you have recently graduated from college or have been repaying your students loans for a long time, join us to learn how to best manage your student loan repayment. Join Nikki Vachon, College Access Counselor from the Finance Authority of Maine as she shares pro-tips and answers questions. #FAME

This class will begin with an overview of basic estate planning, including wills, powers of attorney, and health care directives. You will then explore how revocable trusts can help avoid probate and protect your privacy, and how irrevocable trusts can safeguard your assets from nursing home or MaineCare (Medicaid) liens. The discussion will also cover strategies to protect assets from life events such as business failure or the divorce of adult children. Kathryn Bedell, a lawyer based in York, Maine, will lead the class. With 31 years of experience, Kathryn specializes in estate planning, asset preservation, and probate matters.

Learn techniques on how to work through that box of photographs we all have. Integrating the stories behind the pictures will also be explored. Please bring some of your photographs to get started. Jill Braceland has been successfully delivering seminars in organizing and writing topics to adult ed programs in the local area. Her seminars have a reputation of being interactive and practical, and are presented in an easy, friendly manner.