There are many different facets to the student loan program that can be powerful in helping you achieve your financial goals but also can be confusing. If you are struggling with your payments, did you know there are several income-based repayment plans as well as deferment or forbearance? Did you know you could get .25% off your interest rate if you sign up for auto-debit on your federal loans? Do you know you can work towards loan forgiveness now if you work for a non-profit, government or tribal agency? Whether you have recently graduated from college or have been repaying your students loans for a long time, join us to learn how to best manage your student loan repayment. Join Nikki Vachon, College Access Counselor from the Finance Authority of Maine as she shares pro-tips and answers questions. #FAME #nov2024

Retirement might feel light-years away, but the financial choices you make now will shape your future freedom. In this 2-night workshop designed for young professionals (ages 25-40), this workshop breaks it down—no confusing jargon, just real-world strategies to figure out exactly how much you’ll need to retire early (or walk away from work) and how to bridge the gap. Through hands-on exercises, you’ll take stock of your income, expenses, and savings to build a personalized game plan—whether that means retiring early, traveling the world, or just having peace of mind. By the end of the class, participants will feel empowered and motivated to take actionable steps in becoming part of the FIRE movement toward (Financial Independence, Retire Early). Bring a notebook, pen, and a calculator—your future self will thank you.

Retirement age April 7 or Younger edition May 7 

Anthony Corsino, owner of Zen Financial Planning, LLC in Andover, MA, holds a BS from Bentley, a Certificate in Financial Planning from Boston University, and holds other designations and certificates from The American College of Financial Services, The College for Financial Planning, and Villanova. He teaches financial planners nationwide in multiple university programs and serves as a subject matter expert at Boston University, Regis College, and through Greene Consulting, which partners with several universities including UNH and James Madison.

#aprilawesomeness

In what could be the most enlightening webinar you’ve ever taken, our instructor and professional voice coach will show you how you can actually begin using your speaking voice for commercials, films, videos, and more. Most people go about it the wrong way. In this introductory class, you will learn about a unique, outside the box way to break into this creative, fulfilling, and potentially lucrative industry. Voice-overs can be managed on your own terms, on your own turf, in your own time, and with minimal overhead! Whether you choose to pursue voice-overs part-time or full-time, this could be the game changer you’ve been looking for. In addition to online instruction, you will be given the opportunity to book a 1-on-1 script read and voice evaluation via telephone with your instructor for the following day. This class will be presented via Zoom, you will receive a link the 24 hours prior to the class.

#nov2024

In today’s digital world, your personal information and private data is everywhere – including your social security number, credit cards, health data, and contact information. Even if you don’t know it, you have likely been the victim of a cybercrime. In this class, you'll learn how vulnerable your online identity and accounts truly are and be introduced to the free and easy steps you can take to protect yourself and your loved ones. This class is open to students of all levels - you shouldn't need a PhD or a tech-savvy friend to achieve cyber peace of mind.

Instructor: Michael Spiro, CEO & Founder of All Set Cybersecurity LLC. My mission is to empower anyone to feel secure online with accessible, holistic, transparent, and private personal cybersecurity support.

n this online Nature Photography Workshop Steve will show you all the various camera settings you can use when taking Nature Photography utilizing your Shutter and Aperture settings for the best exposure. Including understanding and using natural light, finding the best composition, understanding the ways different focal length lenses behave, and using depth of field and the use of filters. Tripods are also a plus but not mandatory for the class! PLEASE NOTE: May 17 is in-person at Schoodic Point.

Steve will send you the Zoom link the week before class starts.

Learn to play the ukulele! It has never been more popular and you don't even need to know how to read music! On the uke you can knock out folk music, rock, blues, jazz, pop, country, tunes old and new -- even classical music. Duncan Perry, who has taught more than 900 students of all ages, will introduce you to essential chords and playing skills using familiar songs. There are lots of laughs along the way and learning to play an instrument is good for your brain! You will need a playable ukulele and an electronic tuner or a tuner app. And when folks hear you play this happy instrument, well, they just have to smile! If you don’t own a ukulele, please contact us for information. What are you waiting for? Grab a uke and get ready for a musical adventure, then spread the joy!

#aroundthecorner #nov2024

#nextweek

This seminar is designed to offer organizing strategies to start your downsizing efforts. Establish your project priorities, learn what supplies you might need, and set realistic time constraints. Leave with an action plan. Jill Braceland has been successfully delivering seminars in organizing and writing topics to adult ed programs in the local area. Her seminars have a reputation of being interactive and practical, and are presented in an easy, friendly manner.

This American Heart Association (AHA) Heartsaver First Aid/CPR/AED course uses a combination of video, lecture, and guided skill practice to teach participants to respond to cardiac and other health related emergency situations. Topics include basic first aid, response to environmental emergencies, warning signs of heart attack and stroke, CPR including AED training, and foreign object airway obstruction for adults, children, and infants. Certification is valid for two years. Participants should dress in comfortably fitting clothing that allows for movement, as the class includes both desk and floor work. No written test. Instructor: Maria Romano

#BestHealth #marchgladness